DOCUMENTS PRESENTED WITH DISCREPANCY(S) MUST NOT BE NEGOTIAT

DOCUMENTS PRESENTED WITH DISCREPANCY(S) MUST NOT BE NEGOTIATED AGAINST GUARAGTEE OR UNDER RESERVE
信用证中这段话如何翻译,请指导

具有不符点的单据,在承兑时,不接受担保议付
我听人说我国的银行一般都是收妥结汇的,基本不存在议付问题,实际就是出口押汇,所以这点在我国是基本遇不到的,也无所谓!