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The judgments made by the banks related to the creditworhine

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The judgments made by the banks related to the creditworhiness of borrowers do not always prove to be accurate.这里的related 和,probe to be accurate做什么成分,这句话prove和made两个谓语,banks后面需要加that吗?
The judgments made by the banks related to the creditworhine
这是复合句,句子中有句子.这句话的主干应该是the judgments dont prove to be accurate...
The judgments made by the banks related to the creditworhiness of borrowers 这是这个句子的主语部分,整句话译为 由银行做出的关于借贷者信誉值的判断并不总是很准确的.其中made by the banks 和related to the creditworthiness of borrowers都做了judgments 的定语了.但是,我搞不清楚定语从句中的主语为什么没有了.应该得在made前加that are 吧.我觉得这样说是不是也可以,你看看参考下哦,我不太确定的.
the judgments that are made by the banks and related to the creditworhiness of borrowers do not always prove to be accurate.