求翻译，不要软件保险业从诞生到现在，已经成为现代经济社会风险管理的重要手段，成为现代金融体系和社会保障体系的重要组成部分

求翻译，不要软件
保险业从诞生到现在，已经成为现代经济社会风险管理的重要手段，成为现代金融体系和社会保障体系的重要组成部分。伴随着新兴产业的腾飞、高新科技的发展、世界全球一体化进程的加快，我国保险行业的经营环境发生了显著变化。本文通过对我国保险业目前的经营现状进行分析，结合保险业发展的内外部原因，就我国保险业发展存在的问题进行了初步研究，指出了我国保险业发展存在的机遇和挑战。在未来很长一段时间内，我国保险业机遇与挑战并存，新形势下，保险业需要抓住机遇，积极应对挑战，从加强风险防范入手，加强人才体系建设，加大产品创新力度，拓宽服务领域，转变发展方式，努力将综合水平提升到一个新的台阶，促使保险企业在现今变幻莫测的经济形势下稳定健康地向前发展。

The insurance industry from birth to now, has become an important means of risk management in modern economy and society, has become an important part of the modern financial system and social security system. With the emerging industry development, development of high-tech world, the accelerated process of global integration, significant changes have taken place in China's insurance industry operating environment. In this paper, through the analysis of the operating situation of insurance industry in our country at present, combined with the internal and external reasons of the development of the insurance industry, conducted a preliminary research is the development of China's insurance industry and points out the existing problems, the development of China's insurance industry opportunities and challenges. In the future for a long time, China's insurance industry with both opportunities and challenges, under the new situation, the insurance industry should seize the opportunity, actively respond to challenges, starting from strengthening risk prevention, strengthen the construction of talent system, increase product innovation, broaden the area of services, the transformation of the mode of development, efforts will be integrated to the level of a new step, make insurance enterprises in the current change unpredictably economy stable and healthy development.
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