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What is the net cost today of the cheapest option?(Enter jus

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What is the net cost today of the cheapest option?(Enter just the number without the $ sign )
(i) Purchase all appliances at the store using a bank loan.There is no down payment as the bank can take your appliances if you default on the loan.The loan is at the annual market rate of 5%,and the loan amount is $6,000 to be repaid monthly over 4 years.(ii) Rent-to-buy from the same store.The monthly rental is $125 for 48 months and then you pay $1,000 to own all the appliances.
What is the net cost today of the cheapest option?(Enter jus
NPVa=6000
NPVb=125*PVIFA+1000*(P/F,5%,4)=6250
因此最低净成本现值就是6000